Safeguard Your Finances: Holiday Best Practices

As the holiday season approaches, online shopping becomes a prevalent activity for many, making it crucial to stay vigilant and protect your financial information. Here are some holiday best practices ensuring a secure online shopping experience.

1. Stick to Recognized Websites and Mobile Apps: When shopping online, only use websites and mobile apps that you recognize and trust. Avoid the temptation to explore unfamiliar platforms, as cybercriminals often create fake websites to trick unsuspecting shoppers.
2. Beware of Promotional Links in Emails: Resist the urge to click on promotional links in emails, especially those claiming to offer incredible deals from major retailers like Best Buy and CVS. These emails may be phishing attempts designed to compromise your personal information. Instead, visit the retailer’s official website directly to ensure a secure transaction.

3. Stay Wary of Fake Delivery Notifications: Cybercriminals exploit the holiday season by sending fake delivery notifications, counting on the expectation of increased package deliveries. Always use the tracking link provided on the official website where you made your purchase. If you receive a delivery notification unexpectedly, exercise caution and verify its legitimacy before taking any action.

5. Monitor Bank and Card Activity: Keep a close eye on your bank and card activity, especially during the holiday season. Regularly review your statements to identify any unauthorized or suspicious transactions promptly. If you spot any discrepancies, contact your financial institution immediately to address the issue and safeguard your accounts.